Life is full of surprises. A lot of times, these surprises either warms our heart to make us smile, giggle, even to the point of hilarious laughter. Talk about birthday surprises from family members, a romantic interlude from a persistent lover, or a humorous prank from a close buddy. But sometimes, surprises bring about shocking news or events that could lead to grief, anxiety disorder, depression, and serious emotional and mental conditions. Tragedies such as deaths, accidents, kidnappings, robberies, rapes, weather disasters and other natural phenomena can shatter a person's emotional balance.The tragic Virginia Tech Massacre last April 16, 2007 that left 32 people ( 27 students and 5 faculty members) dead and 25 others wounded was one of the most dangerous, if not the deadliest school shooting incident in modern US history. Seung-Hui Cho, a South Korean who committed suicide after the killing spree, had been previously declared by a Virginia special justice in 2005 to be suffering from mental illness.This tragedy generated extensive media coverage worlwide. Millions of viewers who are not really closely related to any of the victims felt varied emotions such as a great sense of loss, fear, anger, surprise, shock and disbelief. How much more grief do you think the families and friends of the victims must have felt at the time the news was being aired? Survivors and relatives of those trapped inside Virginia Tech frantically communicated with the outside world using their cellphones. They too underwent such a traumatic experience. The helplessness they must have felt brought so much anguish and fear in the heart of every student in that shool, not to mention each parent who as well as in every parent's whole being.The trauma brought about by the Virginia Tech Massacre to the victims, survivors, to their families, relatives, friends, and to the general public can never be undermined. In fact, health experts are closely monitoring all those involved for possible signs or symptoms of Post Traumatic Stress Disorder (PTSD). This is a type of "anxiety disorder" resulting from an individual's life-threatening experience or a very traumatic event that has affected the person emotionally or may have even caused a person to experience an anxiety attack. Having lived through such a harrowing experience can bring about the following problems: the feeling of history repeating itself; sleep problems like insomia or having nightmares; a feeling of isolation; agitation or irritability; and even guilt.People with serious anxiety disorders show one or a combination of these signs and symptoms of PTSD:lPeople suffering from PTSD may develop the feeling of history repeating itself which psychologically subjects them to the same traumatic event over and over again. The anxiety can be very distressing and could lead to an almost daily panic attack. PTSD usually occurs about three weeks after the traumatic incident. In some cases, signs of PTSD may be delayed and would only start to appear some years later.lInsomia or having some troubles getting sleep may be caused by worrying or unresolved feelings about the tragic event. Nightmares may be about the same traumatic experience or it could be anything that is frightening and threatening to the person.lThe feeling of isolation is characterized by not feeling close to people. It is similar to socio phobia in the sense that there is fear in being with strangers, and sometimes, even with lovedones. people behaving this way needs a lot of reassurance, comfort and encouragement.lPeople with PTSD are usually highly irritable. They easily get angry by even the slightest provocation, or even in the absence of it. They are highly sensitive and are easily agitated or rattled.lGuilt haunts people with PTSD. They feel guilty about surviving the tragedy while others did not. They feel irrational guilt that they could have done something for the others, or blame themselves for being the cause of the incident or accident.While there is almost nothing that can be done to prevent disasters or school shootings, there is help available for those with anxiety problems or PTSD. Anti anxiety medications may help people with PTSD feel less afraid and tense. It may take weeks before they experience its full medical benefits. Consulting with health care specialists and counselor for therapy may greatly help. Indeed, traumatic events come when we least expect them. For that reason, it is important that we continue to nurture our family ties and relationships. We need to surround ourselves with people who will always be there to reassure us, affirm us and comfort us whenever we are caught by life's great surprises. Remember Forrest Gump's most familiar quote: Life is like a box of chocolates. You never know what you're gonna get.
Health Insurance policy issued to you is valid in India only. When you travel out of India then you need Overseas Travel Health insurance policy because of following reasons :i.If Hospitalization is required while you are in a foreign country then treatment may not start in a hospital; unless you make the payment in cash or by credit card or produce health insurance policy reference / card.ii.Some embassies of foreign countries need it as part of documents for issue of visa itself. An example is the Germany Embassy or Spain Embassy.Even though this policy in the beginning was for taking care of hospitalization/medical treatment only but at present this product is available with certain additional features.You will notice that while in the case of Health Insurance policy valid with in India is having the limit of Rs 5,00,000 but in case of Overseas Health Insurance policy sum can be as high as US$ 5,00,000, which is nearly equal to Rs. 235 lakhs. (Rs 2.35 crores)Health Insurance policy valid within India is issued with difficulty for those above 60 years in age. In the case of Overseas Travel Health Insurance for India, the policy can be issued even for the age of 84 years but subject to following documents being attached with proposal form for all those whose age is above 70:ECG testBlood testUrine test Medical assessment in specified format duly filled/signed/rubber stamped along with license no. of the postgraduate (M.D. or a above) doctor who has filled the report. It is to be understood that report by MBBS qualified doctor is not valid.The medical specialists of the Insurance Companies generally based in Zonal office or Head office review the documents and decide:1.Whether to accept the proposal and underwrite the risk2.If to underwrite the risk should there be loading on premium rates and what should be the maximum amount of Hospitalization covered.This approval cycle can take 2 to 5 days. Normally for a person of 70+ age the limits imposed with respect to hospitalization / medication in the policy are between US $ 10000 and US $ 50000. You will notice that this is much less in comparison to limit of US $ 5,00,000, which is available to those who are in age group of 70 years or less. The good thing about this policy is that it is even issued to those who have preexisting disease. Hospitalization in foreign country even with the disease (preexisting) is covered.On the concept of loading factor starting on a specified data it has been seen that for a person aged 84 traveling to USA, a specific PSU loaded the premium by 150%. Private Insurance Companies are generally not issuing policy to those, who are 80+in age.In these recent months we notice that PSU's have started discouraging the issue of such policiesThese policies can be divided in to :1.Single trip policy2.Annual multitrip policyAs the name indicates single trip covers a single trip, which is starting on a specific date and ending on a specific date. It is possible to extend the date on payment of additional premium subject to condition that no claim has been made. Extension of policy is at the discretion of the Insurance Company.Annual Multi trip policy is having validity of 1 year. As many trips as you wish are possible but it is subject to the condition: "Single trip not being more than 30 days." Some Insurance Companies now offer option of single trip not being more than 45 days.
Now here's an itch to scratch: A whopping three out of four American households experience itchy skin that can be irritating and unbearable. While it may provide temporary relief, scratching ultimately results in further irritation, potentially causing bleeding and even scarring. It can interfere with your days and bring about sleepless nights.When Itch Strikes: Whether it's hitting the slopes or building a snowman in the backyard, wintertime snow draws many out into the cold. As the weather turns balmier in spring and summer, we're encouraged to spend more time in the great outdoors. Moms and dads are busy tending to the garden or mowing the lawn, while kids explore nature. And what summer would be complete without family trips to the beach or community pool?Unfortunately, these favorite seasonal pastimes are also the cause of most cases of itch. Winter's cold weather and indoor heat are hard on skin, leaving it dryer than normal. With the warmer weather, gardeners turn into frequent-hand-washers, swimmers must deal with chlorine and sun exposure, and itch-inducing insects affect us all. To top it off, retreating to air-conditioned homes can dehydrate already-weakened skin and exacerbate cases of eczema.Relief Is Here: Finally, scientists have developed advanced treatments that won't allow itchy skin to keep you from making the most of the season. According to Dr. Michael Southall, a leading scientist at Johnson & Johnson's Skin Research Center, there are new ways to help ensure against extreme itch. Until now, over-the-counter remedies have included topical hydrocortisone treatments that provided only temporary relief. A new breakthrough technology has revamped the anti-itch category, allowing hydrocortisone to stay on skin for a longer period of time. These new products not only soothe and heal but can also last up to 12 hours, making for a successful day at work or play and a peaceful night's rest.Follow Dr. Southall's tips for itch-free skin no matter what the season:• Prevent itch outbreaks by avoiding common irritants such as wool and synthetic fabrics, harsh soaps/detergents, extreme temperatures, and stress.• Hydrate itchy skin by cleaning in warm water with mild soap. Pat dry and apply lotion/cream while skin is still damp to lock in moisture.• Treat irritated areas with topical products containing hydrocortisone, such as Cortaid Advanced 12 Hour Anti-Itch Cream, which lasts throughout the day. For itchy, irritated hands, try new Cortaid Advanced Long-Lasting Anti-Itch Hand Cream. It moisturizes and soothes, and lasts even through hand washing. Both patent-pending treatments offer scientifically superior formulas that ensure relief that lasts.A new, long-lasting anti-itch treatment can help many Americans scratch skin problems off the list.
Water is the basic necessity of human beings, as without it you cant survive for a single day. Being the basic necessity today people have become more aware and alert regarding water, as they know that water is the prime source of many diseases. Due to growing awareness among people water filters too are gaining equal attention. By seeing this sudden awareness many "water filter" producing companies have joined the bandwagon in providing the best and safe "water filters" . They are said to be selling like hot cakes in the market as everyone wants to have long and healthy life. If we talk about water filters, they are the device primarily used for providing safe and pure drinking water. Scientifically talking it is the barrier or hurdle which obstructs impurities to mix in the drinking water. It not only cleans the water but also keeps the water nutrients intact. Water filters have become the real rage as now you will not only find water filters in houses but also in offices and even at public places.Water filters are basically used to purify water that can be used for drinking, irrigations, water aquariums and also for swimming pools. These days water filters not only cleanse the water but also remove the smell and bad taste from it making it drinkable. They are generally equipped with special filters which never allow bacteria to pass through it irrespective of its size and type. With technology boom big water filters are significantly replaced by portable water filters. They are as handy as they can be simply attached with the running water tap which makes you get instant germ free water. Despite having various added features they are still easy to install and operate.For operating water filters you dont require any technical know how as they are fully automatic and can be easily operated. But always makes sure that the cartridge or filter paper is frequently replaced with the new one as it has got its own life. Being the backbone of water filter systems, cartridge should be properly handled and periodically changed. Currently counter "water filter systems" s are becoming real trend as they cover less space after installation and also perform the complete transparent water filter systemsing operation. But countertop water filter systems are too equally effective as they perform a more scientific modus operandi for water filtration. So if you want to live a healthy and germ free life then you must install best water filter systems in town as healthy and pure drinking is the doorway to happy living.For more information on water filter systems, please visit http://www.quality-water-filters.com.
Almost everyone of us knows that smoking causes cancer, emphysema, and heart disease. Excessive tobacco use can actually shorten a person's life by 10 years or more. Based on records, this pernicious habit can cost a smoker thousands of dollars every year. So how come a lot of people find it difficult to quit smoking? The answer, in a word, is addiction. Once a person starts smoking, it's going to be a very hard habit to break. Nicotine addiction is one of the most difficult addictions to beat.Smoking kills half a million Americans each year. It surpasses combined deaths from AIDS, car wrecks, homicides, suicides, drug overdoses, and fires. Even a non-smoker is placed at high risk when he or she is exposed to second-hand smoke. Each year, about four million children fall ill from second-hand smoke.Studies link smoking to miscarriage, stillbirth, birth defects, sudden infant death syndrome (SIDS). Pregnant smokers increase their child's risk for attention deficit disorder (ADD), conduct disorders, depression, substance abuse, and lower intellectual achievement. Research shows that every time a smoker tries to "quit smoking" , it boosts the chances of quitting for good. Chances are higher if it is combined with methods such as nicotine replacement, counseling, or an alternative method such as Acupuncture.Acupuncture is a technique that involves the use of very thin needles of varying lengths which are then inserted through the skin to treat a variety of conditions. Acupuncture originated in China and has been practiced for more than 2,000 years. The fundamental treatment of Acupuncture for quitting smoking is to stimulate accu-points which are capable of transmitting messages down nerve pathways to the brain, and instituting change in the chemistry of appetite. If a smoker takes in a substance for long enough which is addictive, the encephalins or brain chemical messengers make room for it and allow it to become necessary to the chemical balance. If the smoker then remove the substance like nicotine, and do not balance the chemistry, the brain is thrown into shock which causes withdrawal symptoms. The Acupuncture technique basically re-balances the chemistry, thus avoiding withdrawal symptoms. In effect, acupuncture balances and restores conditions to that which applied when a person was still a non-smoker. Acupuncture can effectively help with withdrawal symptoms, however, this method should only be done by an acupuncture specialist.Acupuncture treatment is a very powerful tool for removing smoking addiction. This treatment is not very popular among the people who are planning to quit. However it is a very effective and reliable method for quitting smoking which has no side effects at all.It has been proven in numerous studies that smokers who are given Acupuncture treatment have less desire to smoke and their smoking actually decreases after the treatment. It has also been proved over and over again that people who receive Acupuncture treatment are twice as likely to quit smoking than people who smoke. The basic principle as with all anti-addiction treatment is that the person should be willing to receive the help to give up and should not be done against their will.